Future Value Calculator - Compound Interest FV
Find out how much a one-time investment will grow over time. This future value calculator applies compound interest to a present value using the formula FV = present value ร (1 + rate/100)^years.
Enter a present value, an annual rate and a number of years to see the future value.
How it works
What is future value?
Future value (FV) is what a sum of money invested today will be worth at a future date, assuming it grows at a fixed compound rate.
Because interest is earned on both the original amount and on previously earned interest, the balance grows faster over longer periods.
The formula
This calculator uses FV = present value ร (1 + rate/100)^years, where the rate is the annual interest rate as a percentage and years is the number of years invested.
Frequently asked questions
โบWhat does this calculator compute?
It computes the future value of a single lump sum that grows with annual compound interest.
โบHow is interest compounded?
Interest is compounded once per year using FV = present value ร (1 + rate/100)^years.
โบCan I use a decimal rate?
Yes. You can enter rates like 4.5 or 7.25 for more precise results.
โบDoes it account for inflation?
No. The result is a nominal amount and does not adjust for inflation or taxes.
โบWhat if the rate is 0%?
With a 0% rate the future value equals the present value, because no growth is applied.
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